For a number of years growing up I have attend various Calvary Chapel churches. I have enjoyed the pastors, the congregation, and the ministry outreach. I have even been blessed with the opportunity to speak at a Calvary Chapel on several occasions. I also have great respect for the Calvary Chapel movement in general. God has used the preaching and teaching of Calvary Chapel pastors and their ministry on KWAVE to bring many individuals into a relationship with Him.
Growing up with an interest in apologetics, I have very fond memories of listening to the radio program "To Every Man An Answer" (which is now called Pastor's Perspective). It was a routine of mine to listen to the show after school every day. I learned a great deal over the years and am very grateful for the host, Don Stewart.

I say all this so my critique below is not taken as an angry or bitter resentment toward the Calvary Chapel movement. Ordinarily I wouldn't feel the need to comment but I think the audio clip below deserves a response.
As you will hear, a caller on the show asks about Calvinism (often used synonymously with Reformed theology) and is wondering how to respond to someone very close to her who has just become a very vocal five-point Calvinist.
Listen to the audio clip from the show: